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Margin Call / Liquidation Calculator

Estimate the used margin, margin-call equity, stop-out equity and single-position stop-out price from your own broker threshold settings.

Single-position estimate

liq price = entry - direction × [(balance - stop-out equity) ÷ (pip value per lot × lots)] × pip size

Margin call estimate

Estimated stop-out price
Used margin
Margin call equity
Stop-out equity
Loss room
Loss pips
Margin call, stop-out and maintenance margin are different broker parameters.
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Risk warning. CFDs are complex instruments and carry a high risk of losing money rapidly due to leverage. A significant proportion of retail investor accounts lose money when trading CFDs; where a broker publishes an official percentage, we show it only with the source and capture date. Consider whether you understand how CFDs work and can afford the risk. Full risk disclosure.

Educational tools for non-US traders · not directed at US persons.

Quick answer

This calculator uses an MT5-style single-position model: used margin is lots × contract size / leverage in base currency, then converted to the account currency. Stop-out price is estimated from the loss room between balance and stop-out equity. Thresholds are user inputs because broker rules differ.

How it works

What this calculates

This is an educational single-position estimate of the price where equity would reach a selected stop-out threshold. It also shows the margin-call equity level. It is not a broker rulebook and it does not model multiple open positions.

The formula

used margin base = lots × contract size ÷ leverage

used margin account = used margin base × rate(base to account)

equity call = call level% × used margin account

equity stop-out = stop-out% × used margin account

max loss = balance - equity stop-out

loss pips = max loss ÷ (pip value per lot × lots)

liquidation price = entry - direction × loss pips × pip size

Worked example - EUR/USD long

Balance $7,000, 1:25 leverage, long 1 standard lot EUR/USD at 1.195, USD account, 50% stop-out. Used margin is 100,000 / 25 × 1.195 = $4,780. Stop-out equity is 50% × 4,780 = $2,390. Loss room is 7,000 - 2,390 = $4,610. At $10 per pip, that is 461 pips, so the estimated stop-out price is 1.14890.

Important limits

  • Margin call, stop-out and maintenance margin are not the same thing. The threshold percentages are broker parameters, so this tool makes them editable instead of hard-coding any broker's line.
  • The closed form is single-position only. It is a useful approximation when this is the only open position. Multiple positions require account-level equity, total used margin and floating P&L.
  • Cross-currency conversion must be explicit. If the account currency is neither base nor quote, both base-to-account and quote-to-account rates are needed. Missing rates should stop the calculation, not silently default to 1.0.
  • Account-currency margin can move with price. When conversion rates change, a static closed-form estimate can drift from the broker's real-time engine.

Frequently asked questions

Is margin call the same as liquidation?
No. A margin call threshold, a stop-out or forced liquidation threshold, and maintenance margin are separate broker parameters. Use your broker's values.
Why are call level and stop-out level editable?
Because brokers and account entities use different thresholds. The defaults are only common examples, not facts about any specific broker.
Does this work with multiple open trades?
Only as a rough single-position model. Multiple trades require total account equity, total used margin and all floating P&L, not one trade in isolation.
Why do third-currency accounts need two rates?
Margin starts in the base currency, while pip loss starts in the quote currency. If the account is a third currency, each side needs its own conversion rate.
Can the real broker liquidation price differ?
Yes. Broker rules, bid/ask treatment, commissions, swaps, widening spreads and live conversion rates can all change the actual stop-out point.

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